An engineer’s approach
to planning your mortgage.
I'm Chris Liu, a Chicago mortgage loan officer, serving homebuyers throughout Illinois. I listen to your story and needs first, then draw on professional knowledge and facts to help you find the mortgage option that best fits your situation and goals. I follow up carefully at every step, keeping you informed so you know where things stand.
How I help you
During your home purchase
Turn our conversation into a clear plan
Efficiently organize suitable loan options, estimated costs, and next steps around your needs.
Move toward closing
From preparing documents to closing, I diligently follow up on your application and explain what each step requires.
After closing
Questions and refinancing reviews
On request, explain loan documents and compare refinancing options based on costs and your plans.
About Loan Factory, the company I work with
Loan Factory is one of the largest mortgage brokers in the U.S. According to its May 2026 company announcement, it originates more than $5 billion annually. Its lender network includes more than 240 wholesale lenders.
Through Loan Factory’s extensive lender network, I can:
- Help you find loan programs suited to your needs, including conventional, jumbo, FHA and VA loans, DSCR investment-property loans, bank statement loans, renovation loans, loans using 1099 income documentation, and home equity lines of credit (HELOCs).
- For the same type of loan, help you compare pricing and requirements across lenders to find the lender best suited to your circumstances while offering competitive pricing.
Explore more
Prepare for preapproval
Learn what preapproval means, which documents to prepare and how it supports your purchase offer.
What is mortgage preapproval, and do you need it? →Meet Chris Liu
Learn about my technical background and my focus on facts, details, and patient communication.
About me →Understand mortgages
Explore common mortgage questions through straightforward guides.
Mortgage guides →