:root{color:#23364a;background:#fff;font-family:system-ui,PingFang SC,Microsoft YaHei,sans-serif;line-height:1.65}*{box-sizing:border-box}body{margin:0}a{color:#2b5d98;text-underline-offset:.2em}a:hover{color:#173d69}a:focus-visible{outline-offset:4px;outline:3px solid #174f8d}.site-header,main,footer{width:min(960px,100% - 40px);margin-inline:auto}.site-header{border-bottom:1px solid #d5dfeb;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:18px;padding:24px 0;display:flex}.brand{font-weight:700;text-decoration:none}.team-affiliation{background:#fff;border:1px solid #d5dfeb;border-radius:8px;flex-basis:100%;padding:16px 20px 12px}.team-affiliation img{width:100%;max-width:760px;height:auto;margin-inline:auto;display:block}.team-affiliation p{text-align:center;color:#4e6075;max-width:none;margin:8px 0 0;font-size:.85rem}@media (width<=640px){.team-affiliation{padding:12px 8px}.team-affiliation p{font-size:.78rem}}nav{flex-wrap:wrap;gap:18px;font-size:.92rem;display:flex}nav a[aria-current=page]{font-weight:700}.guide-navigation{position:relative}.guide-navigation>summary{color:#2b5d98;text-underline-offset:.2em;cursor:pointer;text-decoration:underline;list-style:none}.guide-navigation>summary::-webkit-details-marker{display:none}.guide-navigation>summary:focus-visible{outline-offset:4px;outline:3px solid #174f8d}.guide-dropdown{z-index:20;background:#fff;border:1px solid #d5dfeb;border-radius:8px;width:min(310px,100vw - 40px);margin:0;padding:8px;list-style:none;position:absolute;top:100%;right:0;box-shadow:0 8px 24px #23364a24}.guide-dropdown a{border-radius:4px;padding:10px 12px;line-height:1.5;text-decoration:none;display:block}.guide-dropdown a:hover,.guide-dropdown a:focus-visible{background:#edf3fa}.guide-dropdown-all{border-top:1px solid #d5dfeb;margin-top:8px;padding-top:12px}.guide-dropdown-all a{color:#fff;background:#285b94;font-weight:700}.guide-dropdown 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h2{margin-top:8px;font-size:2rem}.loan-options-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;margin:32px 0 0;padding:0;list-style:none;display:grid}.loan-options-grid li{--loan-ink:#2b5d98;--loan-panel:#eaf1fa;--loan-halo:#f7faff;--loan-accent:#7da6d7;min-width:0}.loan-options-grid .loan-tone-1{--loan-ink:#fff;--loan-panel:#2b5d98;--loan-halo:#426fa5;--loan-accent:#b8d2ee}.loan-options-grid .loan-tone-2{--loan-ink:#234d7a;--loan-panel:#e0ebf7;--loan-halo:#f5f9fe;--loan-accent:#739bc8}.loan-option-card{color:#23364a;background:#fff;border:1px solid #cfdaea;border-radius:12px;flex-direction:column;height:100%;padding:12px 12px 20px;text-decoration:none;display:flex;box-shadow:0 6px 20px #23364a0d}.loan-option-card:hover{border-color:#2b5d98;box-shadow:0 12px 28px #23364a1f}.loan-option-card:focus-visible{outline-offset:4px;outline:3px solid 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h1{overflow-wrap:anywhere;padding:22px 20px}main h2{padding:18px 20px}}.loan-audience-group{border:1px solid #a8bed9;border-radius:8px;margin-top:12px;scroll-margin-top:24px;overflow:hidden}.loan-audience-group>summary{color:#234d7a;cursor:pointer;background:#edf3fa;border-left:4px solid #2b5d98;justify-content:flex-start;align-items:center;gap:16px;padding:18px 24px;list-style:none;display:flex}.loan-audience-group>summary::-webkit-details-marker{display:none}.loan-audience-group>summary:hover{background:#dce9f8}.loan-audience-group>summary:focus-visible{outline-offset:-6px;outline:3px solid #174f8d}.loan-audience-heading{color:inherit;margin:0;font-size:1.3rem}.audience-toggle{background:#fff;border:1px solid #a8bed9;border-radius:50%;flex-shrink:0;place-items:center;width:30px;height:30px;display:grid}.audience-toggle:before{content:"+";font-size:1.5rem;line-height:1}.loan-audience-group[open]>summary .audience-toggle:before{content:"−"}.loan-audience-content{padding:8px 20px 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#fb6b23;flex-direction:column;justify-content:center;padding:12px 0 12px 28px;display:flex}.personal-brand-lockup a{color:#234d7a;white-space:nowrap;font-size:clamp(1.8rem,4vw,3.3rem);font-weight:750;line-height:1.15;text-decoration:none}.personal-brand-lockup span{color:#4e6075;margin-top:12px;font-size:.85rem}@media (width<=540px){.loan-factory-lockup{gap:14px;padding:4px 0}.personal-brand-lockup{border-left-width:2px;padding:8px 0 8px 14px}.personal-brand-lockup span{margin-top:8px;font-size:.7rem}}.about-page h2{padding:14px 18px;font-size:1.3rem;line-height:1.45}.about-photo-hero{background:#23364a;border-radius:12px;margin:0 0 32px;position:relative;overflow:hidden}.about-photo-hero>img{width:100%;height:auto;display:block}.about-photo-heading{background:linear-gradient(#0000,#0c1d30eb);padding:70px 32px 28px;position:absolute;inset:auto 0 0}.about-photo-heading h1{color:#fff;text-wrap:balance;background:0 0;border-radius:0;max-width:850px;margin:0;padding:0;font-size:clamp(1.65rem,3.8vw,2.8rem);line-height:1.3}@media (width<=540px){.about-photo-heading{padding:55px 20px 20px}.about-photo-heading h1{font-size:1.45rem}}.loan-factory-lockup .company-logo-link{text-align:center;width:min(52%,380px);text-decoration:none}.company-wordmark{color:#111;white-space:nowrap;font-size:clamp(1.5rem,3.8vw,2.8rem);font-weight:800;line-height:1.15;display:block}.personal-brand-lockup span{font-size:1rem}.header-company-name{color:#23364a;font-size:1.2rem;font-weight:800;text-decoration:none;display:inline-block}.brand-block .brand,.brand-nmls,.article-byline,.personal-brand-lockup span{font-size:1rem}@media (width<=540px){.loan-factory-lockup{gap:12px}.personal-brand-lockup{padding-left:12px}.personal-brand-lockup span{font-size:1rem}.company-wordmark{font-size:clamp(1.25rem,5.5vw,1.8rem)}.personal-brand-lockup a{font-size:clamp(1.1rem,4.5vw,1.5rem)}}.personal-brand-lockup a{font-size:1.125rem}@media (width<=640px){.loan-factory-lockup{flex-direction:column;gap:8px}.loan-factory-lockup .company-logo-link{width:100%;max-width:340px}.personal-brand-lockup{text-align:center;border-top:2px solid #fb6b23;border-left:0;align-items:center;padding:12px 18px 4px}.personal-brand-lockup a{font-size:.875rem}}.site-header{padding-block:12px}.company-header-brand{text-align:center;flex-shrink:0}.header-logo-link{width:220px;display:block}.header-logo-link img{width:100%;height:auto;display:block}.company-header-brand .brand-nmls{margin:0;font-size:1rem}@media (width<=640px){.site-header{gap:12px}.header-logo-link{width:180px}.site-header>nav{gap:12px 16px}}.company-header-brand .brand-nmls{font-size:.75rem;line-height:1.5}@media (width<=640px){.header-logo-link{width:220px}}.site-header{position:sticky;top:0}.company-header-brand{flex-direction:column;flex-basis:auto;align-items:center;display:flex}.site-header>nav{justify-content:flex-end;width:auto;padding-top:0}@media 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